See, that's one thing I don't get about postal spam. Why do these companies think harassing me is in any way a good idea? If I want a new credit card, or a loan, or whatever you have to sell, I'll do research as to the various options and odds are good I'll find out about you. If you've been constantly bombarding me on a near-daily basis with junk mail then I don't care how good a deal you offer, I'm not going to do business with you. I've long since vowed to never have any business with CitiBank, since they are by far the worst offender. Take another company, INGdirect, I've never received any mail from them at all, yet I'm considering opening a savings account there. Leave me alone and I like you, be an ass to me and I don't like you. It's really that simple!
I understand that often my ideas and values differ greatly from the "average" person's, but I really find it hard to believe the average person *likes* being harassed.